NSW · Central Coast (NSW) Council

Phegans Bay, 2256

Current weather

16.1°CClear sky

58% humidity · 14.3 km/h wind · 21.8° / 13.6° today · 4.3 mm rain

Updated

Desirability score

13.5/100
Below average

2128th in NSW

70% data confidence

How this score is calculated
  • National parks
  • High desirability
  • Green suburb
What Phegans Bay is known for: National parks, High desirability, Green suburb

Suburb profile

In Central Coast (NSW), Phegans Bay is a settled smaller community with a familiar suburban feel and good links to the wider city. You get space and calm here, while the city and neighbouring suburbs are still close enough for regular outings. An older demographic makes it especially popular with retirees, with families and grandchildren still a visible part of community life.

Daily life is practical and well connected, with the city and nearby suburbs easy to tap into. Reasonable public transport access helps with commuting and getting around locally. Property is in demand, reflecting the appeal of living in a place people actively choose.

A trickle of new development is refreshing selected pockets without changing the overall feel.

On the desirability index, the suburb sits below average overall, mainly because housing affordability and transport and access lag similar metro suburbs, despite relative strength in community and employment. Limited access to some essential local services also trimmed the result.

Population

Population
406
Median age
48
Median household income / week
$2,075
Dwelling vacancy
11.9%
Unoccupied private dwellings
22 of 185
Median monthly mortgage
$2,392
Employment rate
62.7%
Dwelling mix (houses / semi / flats)
7 / 0 / 0

Contributes to desirability score · Community (5%)

Employment, household income and age diversity (2021 Census)

Data sources & freshness

  • 2021 Census — General Community ProfileAustralian Bureau of Statistics · Period: 2021 · Updated on site · 2021 Census release

    The 2026 Census runs in August 2026; suburb-level updates are expected from mid-2027.

Housing

Flats / units (January to March 2026)
$520
Houses (January to March 2026)
$625
All types (January to March 2026)
$595
Rental bonds lodged (January to March 2026)
127

Median weekly rent from NSW DCJ rent tables. Figures can be unreliable where few bonds were lodged in the quarter.

Contributes to desirability score · Housing (15%) · Future Growth (7%)

Median price, rental yield and vacancy Recent price momentum

Data sources & freshness

Crime & safety

Total offences (Jan 2025 to Dec 2025)
50
Against the person
11
Against property
13
Rate per 1,000 residents
123.2
Person-crime prevalence
About 1 in 37 residents
State safety percentile
83.6th (lower crime is better)
Decrease (daily rate)
-1.7%

Reported offences decreased compared with the previous period.

Reported offences by period

Most common offence types

  • Breach Bail Conditions335
  • Domestic Violence Related Assault113
  • Intimidation, Stalking And Harassment142
  • Malicious Damage To Property158
  • Transport Regulatory Offences375

Contributes to desirability score · Safety (18%)

Crime rate and year-on-year trend

Data sources & freshness

  • BOCSAR postcode crime statisticsNSW Bureau of Crime Statistics and Research · Period: Jan 2024 to Dec 2024 → Jan 2025 to Dec 2025; Jan 2025 to Dec 2025 · Updated on site · Rolling 12-month windows

Public transport

10 public transport stops in this suburb

  • Alkira Pde Opp Phegans Bay Rd
  • Olive Av After Wattle Cres
  • Phegans Bay Rd At Woy Woy Bay Rd
  • Wattle Cres At Olive Av
  • Woy Woy Bay Rd At Olive Av

Contributes to desirability score · Accessibility (15%)

Public transport stop coverage

Data sources & freshness

  • Timetables Complete GTFS stops (© Transport for NSW, CC BY 4.0)Transport for NSW — Open Data Hub · Period: current · Updated on site · GTFS static feed (updated nightly)

Planning & development

Development applications from NSW Planning Portal (lodged 2020–2026).

18 planning-related records

2025· 3 proposals
  • November 2025

  • Dwelling house; Alterations or additions to an existing building or structure; Residential Accommodation
    20 MONASTIR ROAD PHEGANS BAY 2256Withdrawn
  • August 2025

  • Erection of a new structure; Semi-detached dwelling
    191 PHEGANS BAY ROAD PHEGANS BAY 2256Determined
  • June 2025

  • Dwelling house; Alterations or additions to an existing building or structure
    32 Olive Avenue Phegans BayDetermined
2024· 3 proposals
  • August 2024

  • Temporary building, structure or use; Swimming pool
    20 WATTLE CRESCENT PHEGANS BAY 2256Determined
  • June 2024

  • Dwelling house; Erection of a new structure
    31-33 RAYMOND ROAD PHEGANS BAY 2256Determined
  • February 2024

  • Dwelling house; Alterations or additions to an existing building or structure
    98 PHEGANS BAY ROAD PHEGANS BAY 2256Determined
2023· 1 proposal
  • March 2023

  • Alterations and additions to residential development
    2 WATTLE CRESCENT PHEGANS BAY 2256Determined
2022· 5 proposals
  • September 2022

  • Pools / decks / fencing; Balconies, decks, patios, terraces or verandahs; Alterations and additions to residential development; Garages, carports and car parking spaces
    16 WATTLE CRESCENT PHEGANS BAY 2256Determined
  • May 2022

  • Dwelling; Demolition; Garages, carports and car parking spaces; Other
    4A CENTRAL AVENUE PHEGANS BAY 2256Determined
  • April 2022

  • Balconies, decks, patios, terraces or verandahs; Alterations and additions to residential development
    29 RAYMOND ROAD PHEGANS BAY 2256Determined
  • February 2022

  • Dwelling
    107 PHEGANS BAY ROAD PHEGANS BAY 2256Determined
  • Balconies, decks, patios, terraces or verandahs; Alterations and additions to residential development; Stormwater management systems; Earthworks / change in levels; Retaining walls, protection of trees; Garages, carports and car parking spaces
    32 Olive Avenue Phegans BayDetermined
2021· 5 proposals
  • September 2021

  • Subdivision of land
    161 PHEGANS BAY ROAD PHEGANS BAY 2256Withdrawn
  • August 2021

  • Alterations and additions to residential development
    180 PHEGANS BAY ROAD PHEGANS BAY 2256Determined
  • July 2021

  • Dwelling
    40 MONASTIR ROAD PHEGANS BAY 2256Determined
  • March 2021

  • Alterations and additions to residential development
    2 WATTLE CRESCENT PHEGANS BAY 2256Determined
  • Dwelling
    40 MONASTIR ROAD PHEGANS BAY 2256Determined
2020· 1 proposal
  • August 2020

  • Alterations and additions to residential development
    18 MONASTIR ROAD PHEGANS BAY 2256Determined

Contributes to desirability score · Future Growth (7%)

Development and planning activity

Data sources & freshness

Amenities

5 nearby amenities within ~1.5 km

  • Alkira Pde opp Phegans Bay RdBus stop
  • Olive Ave after Wattle CresBus stop
  • Wattle Cres at Olive AveBus stop
  • Woy Woy Bay Rd at Olive AveBus stop
  • Slipway

Names and addresses from OpenStreetMap. Unnamed venues show as their type (e.g. Cafe).

Contributes to desirability score · Lifestyle (15%)

Food, shopping, recreation and sport (OpenStreetMap)

Data sources & freshness

  • OpenStreetMap amenitiesOpenStreetMap contributors · Period: current · Updated on site · Weekly refresh

Parks & reserves

4 parks and public open space in this suburb

  • Elaroo Road ReserveNature reserve
  • Monastir Road Bush ReserveNature reserve
  • Phegans Bay Road ReserveNature reserve
  • Phegans Raymond Road ReserveNature reserve

Data sources & freshness

Socio-economic (SEIFA)

IRSAD decile (2021)
10/10
IRSD decile (2021)
9/10

SEIFA indexes from ABS 2021. Decile 10 = most advantaged / least disadvantaged in Australia.

Contributes to desirability score · Community (5%)

Socio-economic advantage (IRSAD decile)

Data sources & freshness

Hazards

Bushfire planning zone
Overlay applies

Bushfire overlay checked at suburb centroid via NSW bush fire prone land mapping.

Contributes to desirability score · Safety (18%)

Bushfire hazard overlays

Data sources & freshness

  • Hazard planning overlaysState government hazard layers · Period: current · Updated on site

Green cover

Parks & woodland (OSM)
1
Parks (OSM)
0

OpenStreetMap parks and natural woodland features mapped within the suburb boundary.

Contributes to desirability score · Environment (10%)

Parks and green cover (OpenStreetMap)

Data sources & freshness

  • OpenStreetMap green cover featuresOpenStreetMap contributors · Period: current · Updated on site · Weekly refresh

Desirability Index

Desirability score
13.5/100 — Below average
National rank
6884th in Australia
State rank
2128th in NSW
Peer rank
#150 among Metro Sydney · Mature suburbs
Cohort rank
#885 among Metro Sydney suburbs
Data confidence
70%

Data sources & freshness

  • Suburb Guide desirability indexSuburb Guide (derived score) · Period: current · Updated on site · Derived from source metrics

Recent changes

  • Alkira Pde opp Phegans Bay Rdamenitiesbus_stop
  • Olive Ave after Wattle Cresamenitiesbus_stop
  • Slipwayamenitiesslipway
  • Wattle Cres at Olive Aveamenitiesbus_stop
  • Woy Woy Bay Rd at Olive Aveamenitiesbus_stop
  • Breach Bail Conditionscrime335
  • Domestic Violence Related Assaultcrime113
  • Intimidation, Stalking And Harassmentcrime142
  • Malicious Damage To Propertycrime158
  • Transport Regulatory Offencescrime375

Data sources & freshness

More in Central Coast (NSW) Council

Other suburbs in the same local government area.

Comparable suburbs

Similar population and socio-economic profile in other parts of New South Wales.